Whether you wish to prepare the future of your children, a future project or secure a comfortable retirement:
Cap Projet  offers you the solution.

Life insurance and savings products designed to help you planning your project.

An increased profitability: interest rates applied always exceed the labor with an annual minimum rate guaranteed.
An extreme flexibility: you can save starting from USD 25 and make free payments at any time starting from USD 50.
An absolute security: your money is capitalised in security and is available starting from the 3^rd year.
Duration: Undetermined with a minimum of 3 years.

  Basic  benefits:

Savings : Your valued savings will be paid to you at the end of the contract.

Term Life benefit :  in case of Death or Permanent Total Disability, the persons of your choice will benefit from the highest amount between the “Sum Insured” fixed at inception and the valued savings. The “Sum Insured” is defined as the target sum equaling the capitalised premiums throughout the period of the policy and valued at 5% and is mentioned on the policy certificate.

  Optional Benefits:

This benefit allow doubling the amount of the “Sum Insured” in case of Death or Permanent Total Disability, as a result of an accident and to pay a percentage of the sum insured in case of Permanent Partial Disability due to accident.

Minimum scheduled payments USD 25 per month

       AND

Minimum free payments at any time USD 50.

Total or Partial surrender possible starting from the 3^rd year

Loans: possible starting from the end of the first year

For further information,
visit one of the  branches of SGBL network,
or contact  SOGETEL, SGBL call center at (03) 477 777,
or our sales department at (03) 475 000 or at (01) 511691