See the new strategy: Cap Horizon

As of the 31th of July 2010

To diversify your investments
To pass from one investment strategy to another
To make scheduled or unscheduled investments
To keep your capital available
To benefit from term life benefits

Duration : Undetermined. Recommended minimum duration: 5 years

  Basic benefit:

• Capitalization: Your savings valued in the Secured Strategy, will be paid to you at the end of the contract, or at any time you might wish to surrender your policy.
• The lower limit benefit in case of death, this benefit allows in case of death of the insured due to any cause to secure the designated beneficiary the total value of savings at the declaration date of death with a minimum amount of net investment.

  Optional Term Life benefit

You may subscribe to this benefit to ensure the payment of a sum determined by you, to the beneficiaries of your choice, in case of death due to any cause; moreover, you may choose an additional sum in case of death due to accident.

Do you wou wish to invest a capital and take advantage of market opportunities without bothering about management tasks? Many Strategies are offered to you.

USD Secured Strategy: for an absolute security of your capital

USD Defensive Strategy:  cautious valuation of your capital

USD Harmonized Strategy: a better valuation of your capital in the mid term

USD Dynamic Strategy: seeking strong value added in the mid and long terms against risks linked to financial markets.

Minimum initial payment USD 10,000 

             OR

Scheduled payments of USD 500 per month until the constitution of initial payment

           AND

Unscheduled payments at any moment.

Partial surrender at any time

Loans: possible starting from the end of first year

New Strategy: CAP HORIZON

Do you wish to gradually constitute a capital and benefit from a better return on opportunities offered by the financial market with no management concerns  … while benefiting of life insurance advantages?

 Prepare your future as of today

 Cap Horizon is a formula accessible and flexible conceived by Sogecap Liban, that will allow you to realize at your pace the project that means to you and to prepare your retirement. With Cap Horizon, you will benefit of the market opportunities without having to worry, thanks to the advice and professionalism of the portfolio management specialists in Société Générale de Banque au Liban and Sogecap France.

In addition, you will have the opportunity to protect the future of your relatives.

 … with three strategies for Cap Horizon…

choose the strategies that fit your needs :

Defensive Strategy in order to preserve with the slightest risk your progressive savings.

Harmonized strategy to valorize your assets.

Dynamic Strategy to optimize your plan according to the date of your project.

  … an its main characteristics.

 The Nature
Mixed, investment and term life contract.

 The duration
the duration of the contract is flexible with a minimum of 3 years. A long term plan is advised, it will be extended annually by tacit agreement.

 The payments
You shall set the settlement of a capital at inception (starting of 100 USD). You can also choose to carry out an initial payment of your choice. You may, at any time, carry out free payments.

 The beneficiary(ies)
You have the possibility to designate one or more beneficiaries in case of life (usually yourself), as well as in case of death.

 The basic guaranties:

 Optional guarantee - double guarantee - double the guaranteed capital.

You can choose this guarantee in order to double the amount you set at your adhesion, in case of death or partial or total disability following an accident.

For further information,
visit one of the  branches of SGBL network,
or contact  SOGETEL, SGBL call center at (03) 477 777,
or our sales department at (03) 475 000 or at (01) 511691