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CAP QUIETUDE

 

Contemplate the future with confidence and offer the best protection for your future and that of your family.

Cap Quiétude is perfectly tailored to your needs

Cap Quiétude

 

Characteristics

Term Life Insurance Contract, which guarantees the settlement of a capital you shall set at inception, according to the protection level required by your beneficiaries in case of death.

Duration: Undetermined

Sum Insured: minimum USD 100,000

 

Benefits

bullet  Basic Benefit: Death due to any cause

bullet  Optional Benefits:


 

In order to complete your coverage, you may choose one or several optional benefits:

Accidental Death: in order to double the sum insured in case of any accident

Permanent Total Disability due to any cause: settlement of the sum insured plus the following options:

Permanent Total Disability due to accident: in order to double the sum insured 

Permanent Partial Disability due to accident: settlement of a percentage of the sum insured according to the continental scale

 

Temporary Total Disability due to accident: payment of a weekly indemnity (between USD 250 et 2,500), for a maximum period that could go up to 2 years.

 

Critical Illnesses: In case of a critical illness (7 predetermined illnesses), a 50% advance of the sum insured shall be settled

 

Passive War Risk: Annual coverage of Death and Permanent Total Disability following a war event.

 

Other Benefits

Renewal Guarantee: Allows the signature of the contract for an initial period of 5 years, renewable every 5 years, until the age of 70, without any medical evidence.

 

Premium

It is calculated according to your age, the sum insured, the optional benefits and the selected duration. Said premium shall remain constant throughout the contract initial duration.

Method of Payment: monthly or yearly.

 

Example

bulletAge of the Insured: 33 years
bulletSum Insured: USD 300,000
bulletContract Duration: 5 years
bulletOptional benefits: Passive War Risk and Renewal Guarantee
bulletMonthly Premium: USD 65 (said premium is given for information only; it is subject to a risk evaluation by SOGECAP).

CALCULATOR 

Prepare your   simulation

For further information,
visit one of the 
branches of SGBL network,
or contact 
SOGETEL, SGBL call center at (03) 477 777,
or our sales department at (03) 475 000 or at (01) 511691
 

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